Medicare

Other Coverages

Dental Coverage

Medicare Advantage– MANY carriers include benefits (benefit and network limitations apply)
Medicare Supplement– FEW carriers offer discounts as a value add
Can purchase standalone plan
Visit our Dental/Vision plans through Ameritas to check rates, check benefit options and apply.
Ameritas has a comprehensive nationwide network of providers because they utilize 7 different dental networks including: Dentemax, United Concordia, Physician Mutual, Connection Dental, Zelus, Stratus and Ameritas. Click Here to search Dentists

Vision Coverage

Medicare Advantage– Many carriers include benefits (benefit and network limitations apply)
Medicare Supplement– Few carriers offer discounts as a value add
Can purchase standalone plan
- Visit our Dental/Vision plans through Ameritas to check rates, check benefit options and apply.
- Please know: Major medical vision (glaucoma, cataracts, eye infections, macular degeneration etc.) are Medicare eligible services. So vision insurance would be for routine vision.

Hearing Coverage

Medicare Advantage– SOME carriers include benefits (benefit and network limitations apply)
Medicare Supplement– SOME carriers offer discounts as a value add
Can purchase standalone plan (bundled with some Dental/Vision plans)
- Visit our Dental/Vision plans through Ameritas to check rates, check benefit options and apply.
- Hearing Benefits included in the PrimeStar Total Plan which covers Hearing aids at a 50% co-insurance up to $200 year 1, $300 year 2 and $400 year 3. Limit of one benefit use every five years.

Gym Memberships

Medicare Advantage– MANY carriers include this
Medicare Supplement– FEW carriers offer this as a value add

Part B Reimbursement

Medicare Advantage– SOME carriers include this (typically $3-50/month)
Medicare Supplement– NO carriers offer this

Home Healthcare, Nursing Home and Assisted Living Coverage

Medicare, Medicare Supplements and Medicare Advantage plans provide limited coverage for Skilled Nursing and very minimal Skilled Home Care. Typically this has to meet extensive criteria including that the care is “skilled”.

This means that if you need help with personal everyday activities like getting dressed, bathing, preparing your meals and/or transferring (getting from a laying to seated or standing position), Medicare will not pay.

It is prudent to have a Short Term Care or Long Term Care plan in place to provide funds to pay for this type of care if you ever need it.